Loans

1. Too complicated to make!
2. Not enough pros to make!
3. Way too many cons to make!
4. No reason to make! (use /pay and /msg and screenshot)
5. No way to enforce failed loans!
6. You still get scammed even after wasting time doing this!

 

What would be awesome? Automatically taking the money out of the account on the day that a payment would be due. If the player doesn't have enough money to make the payment, the player is warned and later tempbanned.

 

To be honest, it's not worth the workload for us to micromanage every loan that goes bad, there was a lot of them. It prompted us to change the refund rule in the first place. This is an economy server, and just because someone loans you money and you default on it, it doesn't mean they'll see a dime of it back in the end in many cases.


In general the idea is under consideration, I'll get more opinions from other staff on the matter.