Minimum Wages

Lazy Lazy Lazy, Luxury Luxury Luxury, America, America, America. Like come on, you can easily go into detail right now. First off people think that since junk food at the start looks cheap, they prefer that over essential foods because of "sales/savings". So they choose that over healthy foods. (Also two minute noodles/ramen are counted as essential and are tax free items) "I can say a lot of people on welfare are lazy" Name 15 people (THAT YOU KNOW) that are on assistance that are lazy.

I can't, I don't read ignorant writing. Say it like you're on fair grounds with everyone, then I can read it.

...Sure you are.... Let me know when you stopping repeating the 5 words and I'll get right back to you.

 

Okay I am going to do this for my city, Portland Oregon.

Income:

$10 per hour, 8 hours per day, 30 days per month.

$2400 per month, $28800 per year

Expenses:

Apartment: cheapest one I could find was $455 for a studio apartment in St. Johns, and comes with cable TV (no utilities). It's also in the poorest, most dangerous suburb of Portland, and you don't want to be walking around after dark. The office advises you not to leave valuables in cars, and apparently there is a sign on the front office advising visitors not to park luxury cars nearby.

$1945 left

Income tax: $543, includes federal and state taxes. Source

$1402 left

TriMet 1-month bus pass: $100

$1302 left

Water bill: $70 for the sewer/drainage tax, and average person uses 500 cubic feet of water per month, at $4.22 per 100 cubic feet. Let's say you're thrifty and use 400 cubic feet of water. $87 total

$1215 left

Natural gas bill: most Portland places use natural gas for heating in the winter. Average cost is $66, but we have a small house and it's okay to be a little cold sometimes. $40

$1175 left

Electricity bill: Average for a 915-sq. foot apartment with one person living inside is $97. Again let's say we'll be thrifty and cut it to $80

$1095 left

Internet: cheapest available is about $15 per month.

$1080 left

Health care: the cheapest plan currently available to McDonald's employees is about $17 per week, which comes out to about $68 per month. But it's super basic and will barely cover anything. Better hope you don't need anything more than basic first aid.

$1012 left

Thrifty or low-cost food plan: national average is $208, per the federal government (source). But Portland food is around 21% more expensive than the national average, so we'll say $252.

$760 left

I want to get myself out of this position (let's be real, nobody wants to work at McD's for the rest of their lives), so I want to get an education. I enroll in the local community college. Assuming I take two classes per quarter (remember I'm working a full-time job) that comes out to: $358

$402 left

Miscellaneous groceries: soap, toilet paper, etc. let's say $50

$352 left

Now all this is just the month-to-month expense, if everything goes absolutely perfectly. If I get run over by a car, or suffer some kind of injury that requires the hospital, I

1) don't get paid for the time I miss
2) have a good chance of exceeding the deductible of the health insurance, meaning I'll have to pay part of it.


I also need to pay for clothes: maybe a used suit (for job interviews), shoes, (I'm doing a ton of walking since it's a hike to the bus stop), and whatever.

I also need to pay for things like Advil or Tylenol when I get sick, and if I have allergies, allergy medicine (stuff's not cheap, yo). If I get sick, I miss work, and my income goes down, too.

____________________________________________________________________

IF I HAVE A FAMILY

If I'm married and have a family (say 2 kids), the income is going to be doubled (assume my spouse works a minimum wage job) but the expenses will go up as well. I need to pay for things like childcare, more food, school supplies, more bus passes, a bigger apartment (I want them to have a better future so I rent in a better school district), sometimes entertaining the kids (cheap things, like picnic at the park, birthday cake, movies once every two months EDIT: I didn't include any of this in the math), and other stuff like that. I also gave $30 for simple Christmas presents. This is also assuming you never eat out.

I'll spare you the math since it's super long, but I got $147. Neither my wife nor I could afford community college any more (I have to be home to watch the kids to minimize childcare expenses and besides we want the family time). God forbid either me, my wife, or the kids get sick--if the kids get sick and can't go to school and childcare (child care places don't like to watch sick kids), my wife or I has to stay home to watch the kid, reducing income. Or if someone gets hurt, and the insurance doesn't cover it, I'd have to pay for it too (bandages, basic first aid, etc.)

This is also assuming the kids have no toys or anything besides the $30 christmas presents, split between 2 kids.

So in essense, if everything always goes PERFECTLY, and I have 2 adults working minimum wage (not going to community college or anything of the sort), I keep $147 per month. Obviously things don't go perfectly--one hospital visit, or my kid (or me or my wife) has to stay home sick, or my kids break their school supplies, etc. and there goes my money.

I still haven't budgeted for things like Advil, etc., or clothes for both me and my kids.

 

I like how you only responded to that.
She is an emotional support animal.
respond to the whole post.

 

not expensive but still don't NEED wifi

put this in the bank for times you may need off.
So now we know you can survive on $10 an hour.

okay?

 

Read the part about the family though. If one little thing goes wrong you're completely screwed.

Let's say the kids stay home sick 6 days a year (3 days per kid) and I stay home to watch them. That's $480 per year, or $40 per month.

Let's say we do a movie night once every two months: nearby mall with movie theater. $37.50 for the family, but it's once every two months, so $18.25 per month.

Let's say we go out to eat once a month: Bellagio's, the closest pizza place (it's an Oregon local business, kind of like Domino's): $30 for two large pizzas.

I forgot to add tissues/toilet paper/menstrual pads/toothpaste and stuff like that for the wife and kids--let's say $25 per month.

The meal plan essentially assumes you're eating at home, with the most basic foods (boiled chickn without spices, boiled vegetables, bread, milk, etc.) let's say I want my food to actually taste decent, $15 for some spices and maybe some cheap breakfast cereal.

This adds up to $128.25, which means I have $18.75 leftover per month, or $225 per year.

I need to buy clothes and shoes for four people (once a year?), including two kids who outgrow their stuff quickly (let's say I buy their clothes a few sizes too big so they can wear them longer). $25 will buy a couple outfits at Goodwill--multiply that by 2 and I get $50. But I need to buy several pairs of shoes (kids are walking a mile to and from the bus stop every day, and Goodwill shoes are used). Let's say shoes are $15 each and I buy 2 pairs per kid. That's $110 for the two kids for clothes and shoes.

My wife and I are doing a ton of walking too, and need new shoes (let's say we don't need new clothes). Three or four pairs of used shoes per year (they're super worn out, and I'm doing a lot of walking--remember I have to walk my kids to school (or the bus stop) and pick them up from childcare) at $15 per shoe is around $45 to $60. Multiply that by 2 for my wife and you get $90 to $120.

Congrats, I have between $5 and $35 left on the year, and this is assuming no hospital visits, ever. I also have no car, and it's really difficult to raise a kid with no car.

Elementary school: 16 min. away by bus
Middle school: 36 minutes away
High school: 22 minutes away
Child care: nearest is 25 minutes away
Grocery store: 18 minutes away (and since I have no car it's kind of hard to carry everything too)

--- Double Post Merged, May 4, 2017, Original Post Date: May 4, 2017 ---

Oh I forgot by the time my kids go to high school I'll have to buy their textbooks, at $50 each or so. 4 classes with textbooks (we'll assume 3 don't need textbooks) and you get $400. How the hell am I supposed to afford that???

 

cnn?

 

I know you're great at Math so I just want to point out that $2,400 per month is based off of $15.00 per hour.

You're assuming someone is working 8 hours every single day of the week. But most employers only employ up to 40 hours a week, or 5 days, because after that they have to pay 1.5x wages for OverTime. You need to do $10 per hour x 40 hour week x 4 weeks per month. Which is $1,600.


Aw heck I'll just plug in the numbers, I'm copying your post lol:
___________________________________

Income:

$10 per hour, 40 hours per week, 4 weeks per month

$16000 per month, $20800 per year

Expenses:

Apartment: cheapest one I could find was $455 for a studio apartment in St. Johns, and comes with cable TV (no utilities). It's also in the poorest, most dangerous suburb of Portland, and you don't want to be walking around after dark. The office advises you not to leave valuables in cars, and apparently there is a sign on the front office advising visitors not to park luxury cars nearby.

$1145 left

Income tax: $443, includes federal and state taxes. Source

$702 left

TriMet 1-month bus pass: $100

$602 left

Water bill: $70 for the sewer/drainage tax, and average person uses 500 cubic feet of water per month, at $4.22 per 100 cubic feet. Let's say you're thrifty and use 400 cubic feet of water. $87 total

$515 left

Natural gas bill: most Portland places use natural gas for heating in the winter. Average cost is $66, but we have a small house and it's okay to be a little cold sometimes. $40

$475 left

Electricity bill: Average for a 915-sq. foot apartment with one person living inside is $97. Again let's say we'll be thrifty and cut it to $80

$395 left

Internet: cheapest available is about $15 per month.

$380 left

Health care: the cheapest plan currently available to McDonald's employees is about $17 per week, which comes out to about $68 per month. But it's super basic and will barely cover anything. Better hope you don't need anything more than basic first aid.

$312 left

Thrifty or low-cost food plan: national average is $208, per the federal government (source). But Portland food is around 21% more expensive than the national average, so we'll say $252.

$60 left

I want to get myself out of this position (let's be real, nobody wants to work at McD's for the rest of their lives), so I want to get an education. I enroll in the local community college. Assuming I take two classes per quarter (remember I'm working a full-time job) that comes out to: $358

-$298 left

Miscellaneous groceries: soap, toilet paper, etc. let's say $50

-$348 left

Now all this is just the month-to-month expense, if everything goes absolutely perfectly. If I get run over by a car, or suffer some kind of injury that requires the hospital, I

1) don't get paid for the time I miss
2) have a good chance of exceeding the deductible of the health insurance, meaning I'll have to pay part of it.


I also need to pay for clothes: maybe a used suit (for job interviews), shoes, (I'm doing a ton of walking since it's a hike to the bus stop), and whatever.

I also need to pay for things like Advil or Tylenol when I get sick, and if I have allergies, allergy medicine (stuff's not cheap, yo). If I get sick, I miss work, and my income goes down, too

His math was based off of $15.00 per hour. So now you can tell that $10.00 per hour isn't possible for him, but at $15.00 his family can get by.

 

Keeping in mind @Blue_marlin98 has never worked a real job to pay any real bills, so on this topic, he literally doesn't know what he's talking about.

 

@MeepLord27 probably CNN

@Deljikho community college wouldn't be that much per month. In fact you can get scholarships and grants if you make that low of a wage. On top of the fact that without going to college you can afford to live. It's not Americas job to pay for you to go to college. So $10 an hour is plenty.

@Deinen just because you haven't had "a real job" doesn't mean you don't know how life works. You've never been president so please don't ever say any president is doing a good/bad job because you don't know how it all works.

 

When you're 18 and never worked a real job, paid taxes or bills then no, you don't know how life works because you've never lived it.

Plus, I never said Trump is doing a bad job, I said he's a filthy liar because I can keep posting things he said that was not true all day long.

 

I have learned how this works and do my own research. I help my mom pay the bills and she taught me how to do it and what it means at a very young age. It's not rocket science Deinen. If you know so much then why don't you go argue with people your own age? Instead of "uneducated children" on minecraft?

--- Double Post Merged, May 4, 2017, Original Post Date: May 4, 2017 ---

Also, you said you work for your company? Or something. I have worked for my families company so why is it "a real job" for you to work for your families company but it doesn't count for me? Idiot.

 

I'm not arguing with you on this, because you are literally clueless how adult life works or on having a job, paying taxes, contributing to society. I'm just saying you're opinion in this topic is utterly worthless because you literally have never done any of those things, thus wouldn't know anything about it.

I get paid
I pay taxes
I pay bills to survive

 

I worked but never received a "pay check"
I have filed taxes with my family before so I know the process (even though it wasn't under my name)
I have paid a bill before (using my moms account)

Does it not count as experience because the money
wasnt in my name and the bill wasn't in my name?

 

Tell you what, let me know when you're in a situation where if you don't pay rent, you get evicted, then I'll begin considering the "experience" you have.

Otherwise, no, you have no experience living in the real world, thus you know nothing about this topic.

 

God I'm on my phone, excuse that horrible grammar. It is fixed now.

Anyway, again. Because I haven't been evicted or poor, it doesn't count as experience? Okay.

 

I didn't say that, you're using your mental gymnastics again.

I said, you've never paid a bill with consequence, not once, ever.

You've never worked a job because you had too

You have no idea what life is like in the adult-world, because you don't live there yet.

 

Who's to say I'll ever struggle in my life? Your saying because I've never had a "struggle" AS MANY AMERICANS HAVENT STRUGGLED in their life. That it doesn't count. Sorry I came from a family with a bit more money then the average American. I didn't know that automatically made me inexperienced. Anyway, I'm not gonna argue. The debate was an actual debate until you came back. Now we're back to being stupid. Carry along.

 

What bills have you paid?

Can you source where I said cause you never had to struggle, or because you were poor?

I said: You've never been in a position where if you didn't pay your rent, you'd get evicted.

Meaning: You've never paid rent

 

Okay Deinen, your always right. Maybe you should be president.

 

Oh, thanks

--- Double Post Merged, May 4, 2017, Original Post Date: May 4, 2017 ---

I looked up the tuition and it was that much per month. I already included the grants and stuff (the community college website has a handy little calculator where you can enter your income and it tells you how much you pay).