Well this is kind of like bank notes except there would be many different kinds of money. Like 5 dollar bill. Also the bank would have another purpose you could deposit/withdraw money. I just really think it would be fun to have $$ on you and have some in the bank. Also lets say i sold 1 dirt to unknown for 1 instead of my $1 going strait to the bank it would go strait to my hand. p.s. the bank would sill be used for gold