Alright, so I am absolutely sure that this or something related to it has been suggested before, and denied. Either way, I stand at a " -1 " for this idea. It sounds fun and cool, but I've been on servers that have features like this and it gets really confusing/overwhelming to new and old players alike. Also, I wouldn't doubt even if it were 5mill that someone with a lot of money that doesn't have any reason to spend it would save up, make a "bad" tag, and then claim they bought it so staff can't take it away and whatnot. Chat would get too cluttered. It's true. IF this suggestion were to be accepted, I also doubt that it'd stay at 5mill for it. Even if it were added as a donation rank/feature, it happens.
I'll stop here and reply to any other questions/concerns before this gets so long that nobody reads everything.
Also, perhaps this should just be locked right away..? The thread's turned more into a flame-war than a suggestion. @@Deinen